
My Latest Blogs
Discover homeownership today.
Where do I start when buying a new home?
Apr 22, 2026
🏡 Where Do I Start When Buying a Home?
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Top Questions when buying a new home
Apr 21, 2026
🏡 What Are Homebuyers Searching for in Central Indiana? (And What It Means for You)
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Stop Rate Shopping Your Mortgage — Start Structuring the Right Loan
Apr 20, 2026
Most homebuyers begin the process asking one question: “What’s your rate?”
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What Is the Down Payment Requirement When Buying a Home?
Apr 17, 2026
When buying a home, one of the most common questions is: “How much do I need for a down payment?” The answer is simpler—and more flexible—than most people expect.
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First Steps to Getting Pre-Approved for a Home Loan (and Why It Matters)
Apr 17, 2026
If you're thinking about buying a home, the first real step isn’t looking at houses—it’s getting pre-approved. This is where clarity starts, and confidence is built.
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Cori Drudge
VP | Branch Manager
NMLS: 229643
KY: MC911633
OH: MLO-OH.229643
Ruoff Mortgage Company, Inc., doing business as Ruoff Mortgage, is an Indiana corporation. This blog is for general informational purposes only and is not intended to provide financial, legal, or credit advice. It is not an offer to extend credit, a commitment to lend, or a guarantee of loan approval or specific loan terms. All loans are subject to borrower eligibility, verification, and satisfaction of applicable underwriting guidelines. Information is current as of the date posted and is subject to change without notice. Equal Housing Lender. NMLS ID 141868. For complete licensing information, visit www.nmlsconsumeraccess.org.