My Latest Blogs
Discover homeownership today.
First-Time Home Buyer Programs: What’s Available and How to Qualify
Apr 1, 2026
HUD Announces New "Zero-Down, Pay-in-Hugs" Program!
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How Much Down Payment Do You Really Need in 2026? Discover Low Down Payment Paths to Homeownership
Mar 24, 2026
Dreaming of owning a home in Fort Wayne but worried about scraping together a big down payment? You're not alone. In 2026, low down payment options are more accessible than ever, making homeownership feel within reach even if your savings aren't overflowing.
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Doug Carroll
Senior Loan Officer
NMLS: 173634
OH: MLO.050196.000
Ruoff Mortgage Company, Inc., doing business as Ruoff Mortgage, is an Indiana corporation. This blog is for general informational purposes only and is not intended to provide financial, legal, or credit advice. It is not an offer to extend credit, a commitment to lend, or a guarantee of loan approval or specific loan terms. All loans are subject to borrower eligibility, verification, and satisfaction of applicable underwriting guidelines. Information is current as of the date posted and is subject to change without notice. Equal Housing Lender. NMLS ID 141868. For complete licensing information, visit www.nmlsconsumeraccess.org.