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Julie Carroll | Senior Loan Officer
NMLS: 272049
Ruoff Mortgage

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My Latest Blogs

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Spring Maintenance Magic: 12 Essential Tasks to Protect Your Home This Season

Apr 7, 2026

Spring has sprung, and with it comes the perfect time for spring maintenance! After a long winter, your home deserves a little TLC to shake off the chill and shine bright. Think of it as your house's annual spa day—fun, refreshing, and oh-so-rewarding.

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Should You Downsize??

Mar 31, 2026

Hey there, fellow Indiana homeowners! Picture this: You've raised your family in that spacious house, but now the kids are off to college, and those empty rooms echo a bit too loudly. You're wondering if it's the right moment to sell, downsize, and unlock some freedom. For many homeowners, this crossroad feels both exciting and overwhelming.

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Must-Spot Clues While House Hunting!

Mar 26, 2026

Picture this: You're preapproved and ready to start looking at homes.... you walk up to your first showing with your heart pounding like a bass drum at a Clyde Theatre concert. Are you stepping into your dream home-or is it a money pit disguised as a colonial? That walkthrough isn't just a stroll; it's a treasure hunt for red flags, gold stars, and "what were they thinking?" moments. We've all heard the horror stories of leaky roofs and haunted basements that turn new homeowners into DIY disasters. Fear not! As your friendly mortgage whisperer, I'm here to arm you with hilarious insights so you snag a Fort Wayne fixer-upper that's more "upper" than "fixer." Let's dive into the funny, the funky, and the "fetch the inspector" finds that'll save your sanity-and your savings-in Allen County.

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Why Working With the Right Loan Officer Matters

Mar 24, 2026

Why Top Loan Officers in Fort Wayne Are Your Ticket to Mortgage Bliss (Not Mortgage Miss!)

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Julie Carroll

Senior Loan Officer

NMLS: 272049

Ruoff Mortgage Company, Inc., doing business as Ruoff Mortgage, is an Indiana corporation. This blog is for general informational purposes only and is not intended to provide financial, legal, or credit advice. It is not an offer to extend credit, a commitment to lend, or a guarantee of loan approval or specific loan terms. All loans are subject to borrower eligibility, verification, and satisfaction of applicable underwriting guidelines. Information is current as of the date posted and is subject to change without notice. Equal Housing Lender. NMLS ID 141868. For complete licensing information, visit www.nmlsconsumeraccess.org.

1670 Magnavox Way, Fort Wayne, IN 46804

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NMLS Consumer Access Ruoff Mortgage Company, INC dba Ruoff Mortgage NMLS ID: 141868