My Latest Blogs
Discover homeownership today.
Is a Home Warranty Worth It for First-Time Buyers?
Apr 21, 2026
Buying your first home is thrilling, but the fear of surprise repair bills can loom large. That's where a home warranty for first-time buyers comes in—it's like a safety net for your new investment. Let's break down if it's truly worth it.
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Home Buying in East Central Ohio: Buy Now or Wait for Lower Rates in 2026?
Apr 15, 2026
The decision to dive into home buying can feel like standing at a crossroads, especially with mortgage rates hovering and whispers of potential drops in 2026. In east central Ohio, where charming towns like Newark and Mount Vernon offer affordable homes and growing communities, timing feels crucial. Many wonder: is it smarter to lock in today or hold out for better rates?
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Guide to Homeownership
Apr 8, 2026
The Complete 2026 Guide to Buying Your First Home in Licking County and Surrounding Area
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Tony Guinta
Senior Loan Officer
NMLS: 2221486
OH: MLO-OH.2221486
Ruoff Mortgage Company, Inc., doing business as Ruoff Mortgage, is an Indiana corporation. This blog is for general informational purposes only and is not intended to provide financial, legal, or credit advice. It is not an offer to extend credit, a commitment to lend, or a guarantee of loan approval or specific loan terms. All loans are subject to borrower eligibility, verification, and satisfaction of applicable underwriting guidelines. Information is current as of the date posted and is subject to change without notice. Equal Housing Lender. NMLS ID 141868. For complete licensing information, visit www.nmlsconsumeraccess.org.