Buying now or later?
Aug 17, 2026
Is buying now and building the equity and refinancing later with lower rates better then waiting until rates come down
Gene Cooney VP | Branch Manager
Aug 17, 2026
Gene Cooney
VP | Branch Manager
NMLS: 438579
KY: MC828003
Ruoff Mortgage Company, Inc., doing business as Ruoff Mortgage, is an Indiana corporation. This blog is for general informational purposes only and is not intended to provide financial, legal, or credit advice. It is not an offer to extend credit, a commitment to lend, or a guarantee of loan approval or specific loan terms. All loans are subject to borrower eligibility, verification, and satisfaction of applicable underwriting guidelines. Information is current as of the date posted and is subject to change without notice. Equal Housing Lender. NMLS ID 141868. For complete licensing information, visit www.nmlsconsumeraccess.org.