When your investment property has a job... and that job is to make you MORE money

Last week, a client called me with a pretty exciting real estate situation!

She just sold her investment property in California and is doing a 1031 exchange. (That means she has a limited window to find and purchase her next investment property - and she has until February to get it done)

Her goal? Find another property to add to her investment portfolio

Her question? Could a DSCR loan be a good fit?

YES!

A Debt Service Coverage Ratio loan is designed with real estate investors in mind. Instead of focusing solely on your personal income, the property's potential rental income plays a major role in determining whether the property can support the proposed debt.

Basically, the property gets to help make the case for itself.

And this is exactly why I LOVE when clients call me before they find the house.

Because when you're dealing with a 1031 exchange, financing, rental income, investment goals and a deadline... there are enough moving parts without adding "Oops, I should've called my lender first" to the list.

If you're selling an investment property, considering a 1031 exchange, or thinking about adding another rental property to your portfolio, let's talk before you start writing offers.

We can look at the numbers, talk through financing options, and figure out what might make sense for your situation.

Investing in real estate is serious business...

... but that doesn't mean we have to make it boring.

Let's talk investment properties!