Do I Really Need 20% Down to Buy a Home?
Aug 20, 2026
ow-down-payment options, down-payment assistance, FHA, VA, USDA, and conventional financing
Trudi Parton Senior Loan Officer
Aug 20, 2026
Trudi Parton
Senior Loan Officer
NMLS: 1491984
Ruoff Mortgage Company, Inc., doing business as Ruoff Mortgage, is an Indiana corporation. This blog is for general informational purposes only and is not intended to provide financial, legal, or credit advice. It is not an offer to extend credit, a commitment to lend, or a guarantee of loan approval or specific loan terms. All loans are subject to borrower eligibility, verification, and satisfaction of applicable underwriting guidelines. Information is current as of the date posted and is subject to change without notice. Equal Housing Lender. NMLS ID 141868. For complete licensing information, visit www.nmlsconsumeraccess.org.